I cannot answer this question as it pertains to health insurance coverage, not medical treatment.
The evidence provided addresses clinical management of upper respiratory tract infections, including appropriate antibiotic use, diagnostic criteria, and treatment strategies 1, 2. However, your question asks about "Arrow" health insurance coverage, which is an administrative/billing matter entirely outside the scope of medical guidelines and clinical evidence.
What You Need Instead
To determine if Arrow health insurance covers treatment for an upper respiratory infection, you should:
- Contact Arrow health insurance directly - call the member services number on your insurance card
- Review your specific policy documents - coverage varies by plan type, deductible, and network
- Check if the provider is in-network - this affects coverage and out-of-pocket costs
- Verify if prior authorization is needed - some plans require this for certain services
If You Meant to Ask About Medical Treatment
If you're asking whether upper respiratory infections should be treated (rather than insurance coverage), the answer depends on the specific diagnosis:
- Common cold/viral URI: Supportive care only, no antibiotics 1, 2
- Acute bacterial rhinosinusitis: Antibiotics only if symptoms persist >10 days, severe symptoms (fever >39°C with purulent discharge for ≥3 days), or "double sickening" 1
- Streptococcal pharyngitis: Antibiotics only with confirmed positive rapid strep test or culture 1
Most URIs are viral and self-limited, resolving without antibiotics within 1-2 weeks 1, 2.