Do all patients above 65 years old, regardless of their health plan, require a Medicare wellness exam?

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Last updated: February 2, 2026View editorial policy

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Medicare Wellness Visits: Eligibility Requirements

No, Medicare wellness visits are not required for all patients above 65—they are only available to patients enrolled in Medicare Part B, regardless of whether they have traditional Medicare or Medicare Advantage. 1

Eligibility Criteria

  • Any patient enrolled in Medicare Part B is eligible for the Welcome to Medicare visit (initial preventive physical examination) and subsequent Annual Wellness Visits (AWVs), but these visits are not mandatory. 1

  • Patients over 65 who are not enrolled in Medicare Part B—such as those with employer-sponsored insurance, Veterans Affairs coverage, or other non-Medicare health plans—are not eligible for Medicare wellness visits and do not require them. 1

  • In 2011, Medicare added detection of cognitive impairment to the annual wellness visit benefit as a covered service for eligible beneficiaries. 2

Utilization Patterns

  • Approximately one-half of eligible Medicare beneficiaries report having an annual wellness visit, meaning uptake is far from universal even among those who qualify. 3

  • Medicare Advantage enrollees are nearly 20 percentage points more likely to have an annual wellness visit compared to fee-for-service Medicare enrollees, suggesting that plan type influences utilization rates. 3

  • Less than 1% of the elderly population (those 65 years and older) are uninsured, meaning the vast majority have some form of coverage, though not all have Medicare Part B. 2

Key Components When Performed

When Medicare wellness visits are conducted for eligible patients, they should include:

  • Comprehensive health risk assessment covering medical and family history, chronic conditions, and cardiovascular risk factors. 4, 5

  • Cognitive screening using validated tools such as the Mini-Cog (76% sensitivity, 89% specificity), which takes only 2-4 minutes to administer. 4

  • Medication review of all prescription and over-the-counter medications, assessing for high-risk medications per Beers Criteria. 4

  • Screening for geriatric syndromes including falls risk, depression, anxiety, and substance use. 4

  • Social determinants of health assessment evaluating food security, housing stability, transportation access, and financial security. 4, 5

Critical Practice Pitfall

  • Never assume all patients over 65 require Medicare wellness visits—verify Medicare Part B enrollment first, as patients with other insurance types are not eligible and should receive age-appropriate preventive care according to their specific plan's guidelines. 1

References

Guideline

Guideline Directed Topic Overview

Dr.Oracle Medical Advisory Board & Editors, 2025

Guideline

Comprehensive Health Risk Assessment for Elderly Males

Praxis Medical Insights: Practical Summaries of Clinical Guidelines, 2026

Guideline

Annual Wellness Visit Guidelines

Praxis Medical Insights: Practical Summaries of Clinical Guidelines, 2026

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Professional Medical Disclaimer

This information is intended for healthcare professionals. Any medical decision-making should rely on clinical judgment and independently verified information. The content provided herein does not replace professional discretion and should be considered supplementary to established clinical guidelines. Healthcare providers should verify all information against primary literature and current practice standards before application in patient care. Dr.Oracle assumes no liability for clinical decisions based on this content.

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