Diagnoses for DEXA Scan Insurance Coverage
The most appropriate diagnoses to add to a DEXA scan for insurance coverage include osteoporosis (T-score ≤ -2.5), osteopenia (T-score between -1.0 and -2.5), history of fragility fracture, long-term glucocorticoid therapy (>3 months), or specific risk factors that meet screening criteria.
Primary Diagnostic Codes for DEXA Coverage
Established Bone Density Diagnoses
- Osteoporosis (T-score ≤ -2.5 at any major site) 1
- Osteopenia/Low Bone Mass (T-score between -1.0 and -2.5) 1, 2
- Previous fragility fracture (regardless of BMD) 1, 2
High-Risk Conditions
- Long-term glucocorticoid therapy (>3 months) 2
- Primary hyperparathyroidism (especially when using distal radius site) 1
- Advanced degenerative changes of spine with/without scoliosis (when using QCT or forearm DXA) 1
Risk-Based Diagnostic Justifications
Age-Based Criteria
- Women ≥65 years or men ≥70 years (universal screening recommended) 2
- Younger individuals with specific risk factors:
- Estrogen deficiency
- Maternal hip fracture history after age 50
- Low body weight (<70 kg)
- History of amenorrhea 2
Medical Conditions
- Chronic inflammatory conditions 2
- Malabsorption syndromes 2
- Hypogonadism 2
- HIV infection (in postmenopausal women and men ≥50) 2
- Chronic kidney disease with additional risk factors 2
Medication-Related Risk
- Aromatase inhibitor therapy 2
- Androgen deprivation therapy 2
- Long-term proton pump inhibitor use 2
- Anticoagulant therapy 2
Special Considerations for Site Selection
When Standard Sites Cannot Be Used
Forearm DXA is recommended when:
QCT of lumbar spine and hip is preferred when:
- Advanced degenerative changes of spine are present
- Scoliosis affects standard measurements 1
Follow-up Testing Justifications
- Monitoring treatment response (typically at 1-2 year intervals) 1
- High risk for rapid bone loss (1-year intervals recommended) 1
- Post-cessation of pharmacologic therapy 2
- FRAX score indicating high fracture risk (10-year probability of hip fracture ≥3% or major osteoporotic fracture ≥20%) 1, 2
Common Pitfalls to Avoid
- Insufficient diagnostic information: Simply listing "screening" without risk factors may lead to denial
- Inappropriate intervals: Follow-up scans typically covered every 2 years (or 1 year for high-risk patients) 1
- Wrong site selection: For patients with spinal deformities or advanced degenerative changes, forearm or QCT should be specified 1, 3
- Missing Z-score documentation: For premenopausal women and men <50, Z-scores ≤-2.0 should be documented as "below expected range for age" 1
Remember that a diagnosis of osteoporosis can be made regardless of BMD if the patient has a history of fragility fracture, which should be documented when applicable 1, 2.