Triglyceride to HDL Ratio: Definition and Optimal Values
The triglyceride to HDL cholesterol (TG/HDL-C) ratio is a calculated marker of insulin resistance and cardiovascular risk, with optimal values being <2.5 in women and <3.5 in men, though this ratio should be used for risk stratification rather than as a treatment target. 1, 2
Understanding the Ratio
The TG/HDL-C ratio reflects the relationship between triglyceride-rich lipoproteins and protective HDL cholesterol, providing insight into cardiovascular risk beyond traditional lipid measurements. 1
- Calculation: Simply divide the triglyceride level by the HDL cholesterol level (both in the same units - mg/dL or mmol/L). 1
- The ratio serves as a surrogate marker for insulin resistance and identifies individuals with small, dense LDL particles that are particularly atherogenic. 2, 3
Optimal and Risk Thresholds
Risk stratification cutpoints:
- Women: TG/HDL-C ratio >2.5 identifies insulin resistance and increased cardiometabolic risk. 2
- Men: TG/HDL-C ratio >3.5 identifies insulin resistance and increased cardiometabolic risk. 2
- A ratio of 0.49 suggests lower cardiovascular risk. 1
Component targets for optimal metabolic health:
- Optimal fasting triglycerides: <100 mg/dL (1.1 mmol/L). 4
- HDL cholesterol targets: ≥40 mg/dL (1.0 mmol/L) in men and ≥46 mg/dL (1.2 mmol/L) in women. 5, 1
Clinical Utility and Prognostic Value
The ratio is particularly valuable in specific populations:
- Young adults: Approximately one-third of individuals with elevated TG/HDL-C ratios are insulin resistant, even when appearing healthy. 2
- Women with suspected ischemia: The ratio is a powerful independent predictor of all-cause mortality (hazard ratio 1.95) and cardiovascular events. 3
- Men: The ratio predicts coronary heart disease, cardiovascular disease, and all-cause mortality after adjustment for established risk factors. 6
- Patients with diabetes: Those with both high triglycerides (≥150 mg/dL) and low HDL have a 1.54-fold greater risk for coronary heart disease and 2.13-fold greater risk for stroke. 7
Mortality and event prediction:
- The ratio identifies more high-risk individuals than metabolic syndrome criteria alone, though metabolic syndrome identifies those with more accentuated risk profiles. 2
- Annual incidence of type 2 diabetes is 2 times higher in men with high TG/HDL-C ratio compared to those with low ratios. 6
Critical Limitations and Interpretation Caveats
Do not use as a treatment target:
- The ratio is a risk marker only - treatment should focus on absolute LDL cholesterol goals based on cardiovascular risk category, not on improving the ratio itself. 5, 1
- For very high-risk patients: LDL <1.8 mmol/L (70 mg/dL) or at least 50% reduction. 5
- For high-risk individuals: LDL <2.5 mmol/L (100 mg/dL). 5
Ethnic and sex variations:
- The predictive value varies significantly by ethnicity - Black patients with metabolic syndrome or type 2 diabetes may not exhibit high triglyceride levels as commonly as other ethnic groups. 1
- Higher cardiovascular risks in women than men have been observed with elevated triglycerides. 1
Measurement considerations:
- Always obtain fasting lipid measurements (12-hour fast) for accurate triglyceride assessment and ratio calculation. 1
- Fasting status critically affects triglyceride levels and thus the ratio accuracy. 1
- Delay lipid assessment until acute conditions resolve to avoid misdiagnosis. 1
When the Ratio Adds Most Value
The TG/HDL-C ratio is especially useful when:
- Evaluating patients with metabolic syndrome, diabetes, or abdominal obesity where the combination of elevated triglycerides and low HDL is extremely common. 1
- Assessing cardiovascular risk in patients with elevated triglycerides, as it captures risk from atherogenic remnant particles not reflected in calculated LDL cholesterol. 5
- Screening apparently healthy young adults for insulin resistance and cardiometabolic risk. 2
- Risk stratifying women with suspected myocardial ischemia. 3
The ratio should always be interpreted as part of a complete lipid profile, not in isolation, as even with a favorable ratio, elevated absolute LDL cholesterol levels would still warrant appropriate management. 1