What is the typical number of Transcranial Magnetic Stimulation (TMS) sessions considered therapeutic for adults with treatment-resistant depression, and how many sessions are usually covered by insurance?

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Last updated: January 23, 2026View editorial policy

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Standard TMS Protocol for Depression

The therapeutic standard for TMS in treating depression is 20-30 daily sessions delivered over 4-6 weeks, and this is what should be covered by insurance protocols. 1, 2, 3, 4

Evidence-Based Session Requirements

Minimum Effective Treatment Course

  • At least 4-6 weeks of daily rTMS over the left dorsolateral prefrontal cortex (DLPFC) is required to induce significant clinical improvement compared to sham stimulation 2, 3
  • Studies performing rTMS for only 3 weeks showed no difference between active and sham treatment, indicating insufficient treatment duration 2
  • The FDA-approved protocol consists of 20-30 sessions administered daily over 4-6 weeks 4

Response and Remission Rates

  • Response rates range from 29-48% with this standard protocol 1, 2
  • The number needed to treat is 3.4-9 patients for response and 5-7 patients for remission 1, 2
  • These outcomes represent treatment-resistant depression patients who have failed 2 or more adequate antidepressant trials 1, 2

Extended Treatment for Non-Responders

When Standard Protocol Fails

  • For patients who do not respond by session 36, extending treatment up to 72 sessions may improve outcomes, with a 53.57% response rate and 32.14% remission rate in non-responders who continued treatment 5
  • Response and remission rates continue to rise as session numbers increase without apparent plateau 5
  • This identifies a subpopulation of "late responders" who benefit from extended courses 5

Maintenance Protocols

Sustaining Response

  • Response duration typically lasts 3-6 months following the acute treatment course 2, 3
  • Some protocols incorporate maintenance interventions of twice-weekly sessions for 3 months following acute treatment to extend response duration 2, 3
  • The majority of studies lack long-term follow-up data (71% have no follow-up beyond intervention day), representing a significant evidence gap 2

Insurance Coverage Recommendations

What Should Be Covered

  • Initial authorization should cover 20-30 sessions (4-6 weeks of daily treatment) as this represents the FDA-approved and evidence-based standard 4
  • Extension to 36-72 sessions should be available for non-responders, given the 53.57% response rate in this population 5
  • Maintenance sessions (twice weekly for 3 months) should be considered for responders to sustain benefits 2, 3

Critical Implementation Factors

Patient Selection

  • Only highly motivated patients should be selected given the daily treatment burden and high visit frequency requirements 2, 3
  • One of the primary challenges for rTMS is access given frequent onsite visits required 1

Treatment Parameters

  • Standard protocols deliver approximately 1800 pulses per daily session at 100-120% of resting motor threshold to the left DLPFC 3
  • High-frequency stimulation is applied to the left DLPFC 3

Important Caveats

Evidence Limitations

  • A recent RCT in veterans with high rates of comorbid PTSD and substance use disorders found no significant differences between rTMS and sham treatment, suggesting placebo effects may play an important role 1, 2
  • However, the aggregate literature supports that benefits outweigh harms with only minimal and manageable adverse events 1, 2, 3

Alternative Protocols

  • Theta-burst stimulation (TBS) delivers treatment in 1-3 minutes versus 20-45 minutes for standard rTMS, but there is insufficient evidence to recommend for or against its use 1, 3, 6
  • Accelerated TMS protocols (15 sessions over 2 days) show comparable efficacy but require more research 7

References

Guideline

Guideline Directed Topic Overview

Dr.Oracle Medical Advisory Board & Editors, 2025

Guideline

Effectiveness of Transcranial Magnetic Stimulation (TMS) Therapy

Praxis Medical Insights: Practical Summaries of Clinical Guidelines, 2025

Guideline

Transcranial Magnetic Stimulation for Depression

Praxis Medical Insights: Practical Summaries of Clinical Guidelines, 2026

Professional Medical Disclaimer

This information is intended for healthcare professionals. Any medical decision-making should rely on clinical judgment and independently verified information. The content provided herein does not replace professional discretion and should be considered supplementary to established clinical guidelines. Healthcare providers should verify all information against primary literature and current practice standards before application in patient care. Dr.Oracle assumes no liability for clinical decisions based on this content.

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